We Are Now One BanKo!

Effective October 1, 2026, BPI Direct BanKo, Inc. (BanKo) and Legazpi Savings Bank (LSB) have completed their merger, with BanKo as the surviving entity. We are now one bank, moving forward as BanKo, a subsidiary of BPI. Thank you for your continued trust.

View Details

Teacher Loan
Flexible Loan up to 7 years

Malaking Loan Amount

  • Checkmark Up to Php 2 million maximum amount
  • Checkmark Available up to 2 Loans!

Automated

Auto PN Signing and Release

Abot-kayang interest

Flexible Loan Term up to 7 years with lower interest rate of 8.50%

Madali (Simpleng requirements!)

  • Checkmark
    1 Original and Latest Payslip
  • Checkmark
    1
    Valid I.D
    (PRC, School ID, UMID/E-card)
Service Champion Female Service Champion Male
Application Icon

Kasama mo kami sa pagtupad ng inyong mga pangarap. Dahil Teacher, ikaw naman ngayon.

Click this now para masimulan ang pag-abot ng mga ito!

SCAN ME
Website QR Code

Check your monthly amortization here!

Ma’am/Sir, pwede mo na icompute ang monthly installments gamit ng aming calculator!

APDS Loan Calculator

Get an estimate of your monthly installments

*Please input an amount between P10,000 and P2,000,000.

Frequently Asked Questions

Q: What is LSB Teachers' Loans?

A: This is a specialized salary loan program offered by LSB as a form of financial assistance for accredited and qualified Teaching and Non-Teaching Personnel via the Auto Payroll Deduction System (APDS) loan program.

Q: How much can I borrow?

A: Borrow for up to Php 2 Million, NOW AVAILABLE up to a maximum of an 84-month term (up to 7 years).

Note: The final loanable amount will depend on the applicant's net take-home pay.

Q: Can I avail of a Teachers' loan even if I have less than six (6) months of service?

A: Under the new Terms and Conditions with DepEd, the tenure of the teacher is no longer a requirement to get a Teachers' Loan with LSB.

Q: What are the requirements to apply for a Teachers' Loan?

A: The client only needs an Original Copy of their latest payslip and a Valid ID (PRC, DepEd, UMID, etc) as proof of identity, and an Accomplished APDS Loan Application Form (hard copy or online).

Q: How do I apply for a Teachers' Loan?

A: You may apply via our online application form (please scan the QR code or visit https://apds.online.legazpibank.com.ph/), any LSB agent visiting your school, or any LSB, BPI, and BanKo branch nationwide.

LSB Teachers' Loan Logo

now available to

STATE UNIVERSITIES
AND COLLEGES

Happy teachers at State University
  • Checkmark Loan amounts from ₱10,000 up to ₱2,000,000
  • Checkmark Payable in up to five (5) years
  • Checkmark With auto payroll deduction for convenient repayment.
  • Checkmark Available to partner schools
Messenger Mail
Interested to be a school partner? Message us to learn more.

Discover more!

Explore our services, tools, and latest updates.

Find the nearest branch or ATM with just a click.

Find a branch/ ATM

Reach out to our customer care team for questions or support.

Contact us

Estimate your monthly payments in seconds.

Loan Calculator