We Are Now One BanKo!

Effective October 1, 2026, BPI Direct BanKo, Inc. (BanKo) and Legazpi Savings Bank (LSB) have completed their merger, with BanKo as the surviving entity. We are now one bank, moving forward as BanKo, a subsidiary of BPI. Thank you for your continued trust.

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Teachers' Loan Referral

Help a fellow teacher access financial support designed for their needs.

Because sometimes, the best help comes from someone who understands.

Every teacher faces different financial needs, from everyday expenses to unexpected challenges. By simply sharing this opportunity, you can help a co-teacher access reliable financial support when they need it the most.

Three teachers sitting together and smiling

How It Works

Co-Teacher Icon

Think of a Co-Teacher

You may choose a co-teacher who may benefit for the financial support.

Share Icon

Share the Opportunity

Scan the QR code and start sharing the benefit

Application Icon

Apply with confidence

With our guides on Facebook and website, referrers may assist the application and apply their referral code

Thank you Gift Icon

Thanked for your Support

Receive meaningful token as appreciation

Linking financial support and bridging opportunities to Educators, through Educators

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With tailored financial solutions for teaching and qualified non-teaching personnel, financial goals are much more manageable and within reach.

And as you share support with a fellow educator, you're sharing access to a trusted financial partner committed to nurturing the nurturers of the future.

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SEND SUPPORT THEIR WAY
QR Code to send support

Have a referral code already? Support a fellow educator today.

INTERESTED TO BEGIN SUPPORTING?
QR Code to begin supporting

No referral code yet? Begin your journey in extending a helping hand.

Frequently Asked Questions

What is the Refer-a-Teacher program?

LSB A subsidiary of BPI (Legazpi Savings Bank), is offering a referral initiative program kung saan pwede tayong mag-refer ng posibleng client at makakuha ng token na Php 500 per successful referral.

Sino ang pwede kong i-refer?

The referrer can refer anyone who knows an APDS-accredited and/or SUC partner school teaching and qualified non-teaching employee, and if they are eligible to take out a loan with LSB.

May limit po ba ang pwedeng i-refer?

Wala pong limit ang pwedeng i-refer at one time.

How to join?

Pwede kang magregister gamit ang link na ito: https://apds.online.legazpibank.com.ph/Enrollment

Makikita mo rin ang registration form na ito sa APDS online application:
https://apds.online.legazpibank.com.ph/

How do I track my referrals?

You can track it by clicking on Referral status in the same APDS online application form. You can also track your referrals through our sales team. Kindly contact the Sales Agent in contact with the referred teacher/s. You can also contact us in email: [email protected]

How will I receive my rewards or referral incentives?

Rewards are credited to your nominated bank account.

What are the criteria to earn or receive the referral incentives?

For referrers to be eligible for referral incentives or rewards:

  • The referred teacher must have an approved loan application amounting to P100K and above
  • The loan application of the referred teacher must be booked or released
  • The application must be new or a reloan. Loan renewal is excluded
  • No self-referrals.

How much is the reward or referral incentive for each referral?

Referrers can earn a minimum of 500.00 per referral if they meet the criteria or eligible to receive the referral incentives. There may also be Refer-a-Teacher promos announced via the LSB FB page and website.

Bakit hindi ko pa nakukuha ang incentive? Bakit ang tagal kong makuha ang incentives?

Ang loan application ng inyong ni-refer ay dapat na-book at released ang status. Para sure na mayroon kayong incentive na makukuha, siguraduhin natin na ang ni-refer natin na teacher ay may loan application na 100K or higher. New loan or reloan ang application nito. Ang self-referrals ay hindi rin masasali.

Kung ang inyong nai-refer ay nag-avail ng loan at pasok sa criteria, matatanggap niyo ang incentives after 15 working days or earlier on every cutoff date.

Bakit kailangang minimum na P100K ang loan ng aming nai-refer para makatanggap ng incentives?

Ito ay bahagi ng criteria para ma-qualify ang referral at makuha mo ang incentive. Ang program na ito ay nakatuon sa mga referrals na may significant loan applications, kaya't may minimum amount na kinakailangan.

Pwede ba makatanggap ng incentives kahit di pasok sa criteria or eligibility?

No. Para makatanggap ng incentive, kailangang pasok sa criteria o eligibility ang iyong ni-refer. Kung hindi umabot sa minimum na P100K loan o hindi na-book at na-release ang loan, hindi ito magiging eligible sa incentive.

Kung ang referral ko ay may loan application na P100K, pero hindi pa na-released ang loan, makakakuha pa ba ako ng incentive?

Para makuha ang incentive, kailangang na-release na ang loan ng iyong referral. Kung pending pa ang loan application at hindi pa na-release, hindi pa muna makakatanggap ng incentive. Ngunit, once na na-release na ang loan, makakakuha ka ng incentive within the next crediting cycle after the loan proceeds are released.

Kung may na-refer ako, pero hindi natuloy ang loan nila, maapektuhan ba ang incentive ko?

Yes. Kapag hindi natuloy ang loan ng iyong referral, hindi ka magiging eligible para sa incentive. Kailangan ng iyong referral na matuloy ang loan at ma-release ito bago ka makakuha ng reward. Siguraduhing ma-verify muna ang status ng loan bago mag-follow up sa incentive.

Anong email ang dapat gamitin?

Para sa Refer-a-Teacher program, gamitin ang official APDS-accredited institution (.gov.ph) or SUC-HEI work email.

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